Annuities are becoming more popular as people look to manage risk or to generate dependable income streams to maintain their lifestyle in retirement. Annuities are unique in their ability to deliver certain benefits not available in other financial solutions.

For decades, retirement followed a familiar script. You worked for one company, earned a pension, and counted on predictable monthly payments for life. Today, that system has largely disappeared. For most Americans, funding retirement is no longer handled by an employer—it’s a responsibility individuals must manage themselves.

Retirement planning looks very different today than it did ten years ago. Retirements may last 25-30 years or more, inflation has spiked significantly in recent years, and market volatility can make retirement financial stability feel elusive. Annuities can help address today's challenges through guaranteed growth and steady income.