Build and protect your savings with confidence

Accumulation solutions designed for individuals who want to grow their assets while protecting principal from market downturns. 

Support your long-term financial goals with a balance of growth potential, stability, and flexibility and move forward with clarity in an unpredictable market environment.

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From guaranteed interest to market-linked growth with downside protection, our accumulation options are built to meet a wide range of planning needs.

Ascend Accumulation FIA

Growth potential with protection from market losses.

The Ascend Accumulation FIA offers the opportunity to grow your savings based on market-linked performance—without direct exposure to market downturns. Designed for long-term accumulation, Ascend helps capture growth potential while protecting your principal, making it a strong choice for those seeking balance between opportunity and security.

This solution is ideal for individuals who want growth potential with built-in protection and for financial professionals building accumulation strategies focused on risk management.

Multi-Year Guaranteed Annuity (MYGA)

Guaranteed growth with predictable outcomes.

Ceres Life’s MYGA provides a fixed, guaranteed interest rate over a set period of time—offering a straightforward and reliable way to grow savings. With protection from market volatility and clearly defined terms, MYGA solutions are designed for those who value certainty, stability, and simplicity.

This option is well-suited for conservative savers, transitional assets, or those seeking a dependable alternative to traditional fixed-income vehicles.