Privacy Policy
Last Updated February 14, 2025
Ceres Life Insurance is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, cereslifeinsurance.com, or engage with our services. By using our website, you agree to the terms of this Privacy Policy.
1. Information We Collect
When you visit our website or engage with our services, we may obtain personal information about you in various ways. The types of personal information we may obtain include:
Personal Information: This includes your name, email address, phone number, mailing address, and other unique identifiers provided to us.
Usage Data: IP address, browser type, device type, pages visited, and interactions with the website.
2. How We Use Your Information
Depending on the type of information collected, we may use the information we obtain through our website or engage with our services for the following:
To provide and manage our services.
To provide customer support, including to respond to any queries or requests related to our products and services.
To communicate with you, including promotional emails (with your consent).
To improve our website and offerings.
To comply with legal obligations.
3. Sharing Your Information
We do not sell your information. We may share data with trusted third parties, including service providers and legal entities, for operational or compliance purposes.
Sharing of information described in this policy excludes mobile opt-in and consent. Mobile opt-in information is never shared with anyone for any purpose.
4. How We Protect Your Information
We implement industry-standard security measures to protect your personal information. While we strive to protect your data, please be aware that no method of transmission over the internet is 100% secure. We are committed to using commercially reasonable efforts to safeguard your information.
5. Your Privacy Rights
Opt-In/Opt-Out: You can opt in or out of receiving promotional communications at any time by contacting us or using the unsubscribe link in our emails.
Access and Correction: You have the right to access and correct your personal data.
Data Deletion: You may request deletion of your data, subject to legal obligations.
We reserve the right to update Privacy Policy at any time. Changes will be effective upon posting.
If you have any questions about this policy or our privacy practices, please contact us at policyservices@ceresinsurance.com.
6. Cookies
We use cookies to enhance your browsing experience. You can control cookie settings through your browser. See our Cookies Policy for more details.
7. Text Message Terms and Conditions
The following terms and conditions govern text messaging from Ceres Life Insurance.
By opting in to receive text messages from us, you agree to receive customer service, application, and policy related text messages at the telephone number(s) provided.
The texts are subject to the terms and conditions of your mobile carrier. Standard message and data rates may apply, and message frequency varies. In the event a text message exceeds the carrier’s character limitation, it may be split into multiple texts.
You can opt out of receiving text messages from us at any time by texting STOP, in which case you may receive an additional confirmation text acknowledging our receipt of your request.
If you have any questions concerning our text messaging, you may send an email to policyservices@ceresinsurance.com.
We cannot guarantee the timing or receipt of a text, as this may be affected by factors outside of our control. In the event a text is delayed or not received, we are not responsible for any related impacts.
Our Privacy Policy above applies to text messaging.
Cookies Policy
Ceres Life Insurance uses cookies and similar tracking technologies to improve user experience on cereslifeinsurance.com.
1. What Are Cookies?
Cookies are small data files stored on your device by your web browser. They help us understand user behavior and preferences.
2. Types of Cookies We Use
Essential Cookies: Necessary for website functionality.
Performance Cookies: Help us analyze website usage.
Marketing Cookies: Used for personalized advertising.
3. Managing Cookies
You can manage cookies through your browser settings or opt out of certain types of cookies by updating your preferences on our website.