Terms of Use

Last Updated February 14, 2025

Welcome to ceresinsurance.com ("Website"). These Terms of Use ("Terms") govern your use of the Website and our services. 

1. Acceptance of Terms  

By accessing or using the Website, you agree to these Terms. If you do not agree, do not use the Website. 

2. Use of the Website  

You must be at least 18 years old to use our services. 

You agree not to use the Website for unlawful or prohibited activities. 

3. Intellectual Property  

All content on the Website, including text, graphics, and trademarks, is owned by Ceres Life Insurance or its licensors and is protected by law. 

4. Disclaimer of Warranties 

The Website is provided "as is" without any warranties, express or implied. We do not guarantee the accuracy or reliability of the content. 

5. Limitation of Liability 

Ceres Life Insurance is not liable for any damages arising from your use of the Website. 

6. Governing Law 

These Terms are governed by the laws of the State of New York 

7. Changes to Terms 

 We reserve the right to update these Terms at any time. Changes will be effective upon posting.