Legal Disclosure

Annuity contracts are issued by Ceres Life Insurance Company (16755), Shelton, CT. Ceres Life Insurance Company is licensed to issue annuity contracts in all states except California, Idaho, Maine, Minnesota, and New York. Insurance products may not be available in all states. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of Ceres Life Insurance Company. Annuities are products of the insurance industry; annuities are not guaranteed by any bank, nor insured by the FDIC or any federal government agency.

Annuities contain terms, features, exclusions, limitations, and availability that may vary by state. Please refer to your annuity contract and contact us or your financial professional for complete details. This material is a general description presented only for informational purposes and intended for general public use. It should not be interpreted as a recommendation or product offer by Ceres Life Insurance Company. Ceres Life Insurance Company is not undertaking to provide investment advice, and as such, nothing should be read as investment advice.